You can tell me hundred and one times and I am still blur what annuities is all about :p I think Wild Boar has given up on me. I know after each explanation he will sigh and say this " you still look blur ...nevermind what I just said " LOL! And what more, he even explained what indexed annuity is all about and I still can't register it. Men have no patience when it comes to explaining things to their wife. I think it would be better to go online and check it out myself :p I know I am ranting again !